Military Auto & Home Insurance Rates

Active duty members, veterans, and military families can access exclusive savings on auto and home insurance. Just enter your ZIP code to compare live military-only rates from trusted national providers—fast, secure, and commitment-free.

Exclusive Veteran Discounts

Many insurance companies partner with military groups like USAA, AUSA, and the Marine Corps League to offer special discounts—often between 15% and 40% off. These lower rates are a way to thank you for your service and reduce your monthly costs.

Discount availability can vary by state, branch, or service status. When getting a quote, always mention your military connection—such as AUSA, NIA, or MCL—to unlock all possible savings.

Get Your Military Auto Insurance Quote

Compare military auto rates & see your veteran discount.

Get Your Military Home Insurance Quote

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Veteran insurance discounts

How These Discounts Work

Providers like Hartford military homeowners insurance offer exclusive discounts, full replacement-cost coverage, and deductible credits just for service members.

These benefits are designed to give military families more peace of mind. With easier claims, flexible terms, and added protection, you can focus on what matters most—knowing your home and belongings are covered no matter where duty takes you.

You can also explore Amica insurance for veterans, which includes bundling deals, accident forgiveness, and one of the highest-rated digital claims systems, according to J.D. Power.

Top Tips for Maximizing Your Savings

  • Bundle Home & Auto: Combine both policies under one plan to get deeper discounts.
  • Raise Your Deductible: Choosing a higher deductible can significantly lower your monthly premium.
  • Install Safety Devices: Add smoke alarms, deadbolts, or car anti-theft systems to qualify for extra savings.
  • Keep a Clean Record: Avoid traffic tickets and claims to maintain the highest discount level.

Military families often move more than civilians. That’s why flexible insurance matters. Look for policies that adjust easily when you relocate or change duty stations.

Some insurers offer extra support during deployments. This may include extended coverage or help with paused vehicle use. It’s worth asking about these options when you get a quote.

Discounts aren’t just for active-duty service members. Many providers extend savings to veterans, National Guard, and Reserve members too. Always mention your military background to get the best deal.

Fast, Digital Claims Support

You can file insurance claims online 24/7, upload photos of any damage, and communicate directly with adjusters—all from your phone or computer, whether you're at home or stationed abroad. The process is fast, secure, and designed to minimize stress.

You'll receive real-time updates and be able to track every step of your claim. These insurers know your time is valuable and strive to make the experience as smooth and efficient as possible.

Many military-friendly providers also offer mobile apps that simplify the entire process—from policy management to claim status checks—so you stay informed wherever duty takes you.

Ready to Lock In Your Veteran Rate?

Enter your ZIP code above to see all available military discounts. Compare personalized quotes for auto and homeowners insurance in minutes—fast, free, and with no pressure.

Get side-by-side offers from leading providers and choose the plan that fits your service background, coverage needs, and budget.

Prefer to go straight to a top military-friendly provider? Visit the USAA homeowners quote page to unlock coverage built for veterans and active-duty service members.