Amica Insurance Quotes
Amica is one of the oldest mutual insurance companies in the U.S. It’s known for steady rates, smooth claim handling, and excellent customer care. When reviewing Amica insurance quotes, many notice that Amica may not start with the lowest price, but its consistent renewals often save more money over time.
Amica uses ZIP-based data to calculate your premium. This means your rate reflects real local factors like repair costs, weather risks, and claim frequency. If you’ve moved recently or are buying a home, checking your new quote can reveal useful insights.
When comparing insurers, it’s smart to look at other carriers too — such as Allstate’s bundle discounts and digital-first options like GEICO’s online quotes.
Compare Customized Coverage Options
Amica lets you fully customize your policy. You can change deductibles, set your own limits, and add extras like identity theft or equipment coverage. You only pay for what you choose—no unnecessary add-ons.
To start, enter your ZIP code below. You’ll see local pricing instantly, no call required.
Get a Home Insurance Quote
Pricing is based on your home details and ZIP code.
Get an Auto Insurance Quote
Includes collision, comprehensive, and roadside coverage options.
Who Benefits Most from Amica?
Amica works best for people who prefer stable rates and smooth claim service instead of temporary promo discounts. It’s ideal for customers planning to stay with one insurer long term.
Families with multiple cars, custom homes, or properties in storm-prone areas benefit most from Amica’s steady renewal pricing. This slow, predictable adjustment saves money across several years.
- Long-term homeowners: Enjoy stable renewal rates.
- Safe drivers: Earn gradual loyalty rewards.
- Bundlers: Simplified billing and claims in one place.
- Weather-zone homes: Less yearly rate fluctuation.
To compare by location, try the ZIP code comparison tool.
Amica vs GEICO vs Progressive
GEICO often has the lowest upfront price, and Progressive offers flexible telematics discounts. Amica focuses on long-term stability and strong claim support. Families that stay insured for several years usually find Amica gives better overall value.
| Provider | Pricing Trend | Claims Experience | Best For |
|---|---|---|---|
| Amica | Stable year to year | High satisfaction, low disputes | Families and long-term clients |
| GEICO | Lowest initial price | Digital-first experience | Online, tech-friendly users |
| Progressive | Flexible, usage-based rates | Strong for multi-car families | Users comparing hybrid value models (Esurance vs Progressive) |
Bundle Savings with Amica
Bundling your home and auto insurance with Amica can reduce your total costs by 10–20%. You’ll also enjoy one renewal date, one bill, and a single contact for both policies — making your insurance easier to manage.
Families with multiple cars, vacation homes, or higher-value belongings often see the greatest benefits. Amica rewards long-term, claim-free customers with extra savings and loyalty credits that grow over time.
For more practical ways to cut costs and stay protected, explore our guide on homeowners insurance for seniors. It explains how to combine smart coverage choices with lasting financial savings.
Start Saving with Amica
Enter your ZIP code above to see current rates and adjust your coverage to fit your budget. While comparing, you can also review Progressive’s multi-policy pricing for a broader view.
Amica’s online quote process is clear and pressure-free, letting you build a plan that fits both your finances and long-term needs.