Insurance Companies in the USA

Q: Who is the cheapest auto insurer?

Rates vary, but GEICO, Progressive, and State Farm often offer the lowest premiums for low-risk drivers.

Q: Which home insurer has the best claim service?

Amica and USAA ranked highest in J.D. Power’s 2024 claims satisfaction survey.

Q: Can I bundle home and auto with any company?

Yes. Most major carriers provide multi-policy discounts of up to 25% when you bundle home and auto.

After shopping around last month, I was surprised how much rates can vary—even within the same ZIP code. Whether you’re comparing for the first time or seeking a better deal, knowing which insurer fits your needs can save you hundreds annually.

From digital-first carriers to established agent networks, the U.S. insurance market offers a wide range of options. Here’s how to compare top home and auto providers, get personalized quotes, and unlock discounts that match your lifestyle.

Find Coverage That Works for You

Coverage and customer service go hand in hand. Look at financial strength ratings, claims satisfaction surveys, and available discounts to narrow the field. Our platform lets you compare multiple insurers side by side—no guesswork required.

Get Home Insurance Quotes

Instantly compare home insurance rates from top U.S. companies.

Get Auto Insurance Quotes

See live auto rates and savings offers in your area.

Top Carrier Guide

Understanding Your Policy

Before you commit, review coverage terms: dwelling limits, liability caps, and deductible choices. For auto, check liability, collision, and comprehensive options. Knowing these details ensures you’re protected in real-world scenarios.

Claims satisfaction varies by company. Look for carriers with 24/7 claim reporting, mobile apps, and high customer service scores to avoid surprises when you need help most.

Discounts to Ask About

Common savings include multi-policy bundles, safe-driver credits, paperless billing, and home safety device rewards. Don’t forget to inquire about loyalty bonuses if you stay claim-free year after year.

Tailored Support and Expertise

Whether you prefer a digital quote or an agent’s guidance, choose a carrier that offers both. Licensed representatives can walk you through complex endorsements, while online tools let you tweak coverage instantly.

Our advisors are available to answer questions, explain policy language, and help you compare quotes. You shouldn’t navigate these choices alone—expert support makes a difference.

FAQ about Insurance Companies

Who is the cheapest auto insurer?
Rates fluctuate, but GEICO, Progressive, and State Farm often lead on low-risk driver pricing.

Which home insurer has the best claim service?
Amica and USAA top J.D. Power’s 2024 claims satisfaction rankings, with State Farm close behind.

Can I bundle home and auto with any company?
Most national carriers—Allstate, Nationwide, Farmers, etc.—offer multi-policy bundles that save up to 25%.