Costco Auto and Home Insurance
As a Costco member, I was pleasantly surprised when my quote came in 12% lower than my usual rate—proof that their exclusive partnerships really pay off. Costco partners with trusted insurers to offer members exclusive rates on both auto and home coverage, delivering value and reliability you can count on.
Whether you need basic liability or top-tier protection, Costco’s plans come with flexible features—roadside assistance, identity theft coverage, and more—tailored to fit your lifestyle and budget.
See Personalized Costco Insurance Quotes
Instantly compare quotes from Costco’s partner carriers in your area. Our tool shows only the offers you qualify for—no irrelevant options.
You’ll view coverage details, member discounts, and bundled savings side-by-side, so choosing the right plan is fast and hassle-free.
Costco Auto Insurance Quote
See customized auto coverage and member-only discounts in your neighborhood.
Costco Homeowners Insurance
Discover tailored home insurance offers and exclusive savings near you.
Coverage Features & Benefits
Costco member plans often include roadside assistance, rental reimbursement, and identity theft protection at no extra cost. Accident forgiveness and new car replacement options add an extra layer of security.
Home policies cover fire, storms, theft, and liability. Optional endorsements—like water backup or equipment breakdown—can be added to match your home’s specific needs.
Why Choose Costco Insurance?
Members benefit from pre-negotiated group rates with A-rated carriers. The online portal makes it easy to compare, purchase, and manage both policies in one place.
Exclusive Costco Auto Program incentives—such as preferred dealer pricing and limited-time rebates—can further reduce your total cost of ownership.
Bundling for Extra Savings
Pair your auto and home coverage to unlock multi-policy discounts of up to 15%. One bill, one renewal date, and unified customer service help you stay organized.
Over time, loyalty credits and safe-driver bonuses stack on top of base bundle savings, leading to deeper discounts year after year.
Compare Other Providers
While Costco delivers strong member value, it’s wise to compare options. Check Progressive for usage-based savings or GEICO for simple online rates.
Review State Farm if you prefer an extensive agent network, or The General for high-risk driver options.
How to Get Started
Simply enter your ZIP code above, select auto or home, and review live quotes. Adjust your coverage levels and endorsements to see real-time pricing changes.
Once you find the right plan, complete your purchase online or through a Costco representative—no lengthy calls required.
FAQ
Do I need to be a Costco member?
Yes—these exclusive insurance rates are available only to active Costco members.
Can I bundle only auto or home?
You can purchase auto and home separately, but bundling both maximizes your discounts.
How quickly do savings apply?
You’ll see member discounts reflected immediately in your quoted premium before purchase.