Costco Auto and Home Insurance
Costco helps members save on insurance without losing quality. Surveys show that Costco customers save an average of 12–18% per year when bundling home and auto coverage compared with buying policies separately. These exclusive partnerships give stable premiums, clear claims handling, and easy online management.
You can find more ways to cut your home insurance costs at our comparison hub. It reviews top partner options by ZIP code and helps you see how a Costco membership can lower your yearly insurance spending.
Compare Personalized Costco Insurance Quotes
Use the online form to check real partner rates for your ZIP code. Every quote reflects your home or vehicle profile, showing deductibles, discounts, and coverage levels. There are no sales calls or third-party transfers—only verified offers.
Costco’s system updates daily using local data. Bundled customers in states like California, Texas, and Florida report up to $310 in yearly savings compared with standard coverage.
Costco Auto Insurance Quote
Check member-only rates and multi-vehicle discounts available in your ZIP area.
Costco Homeowners Insurance
Find tailored homeowners insurance with exclusive Costco member pricing.
Coverage Features & Member Benefits
Most Costco auto policies include roadside help, new-car replacement, and accident forgiveness. Home insurance covers fire, theft, storms, and personal liability, with optional add-ons for water damage or equipment breakdown.
Over 87% of members renew each year because of clear pricing and reliable claims service.
Getting Started
Enter your ZIP code, select auto or home, and see live quotes from Costco’s verified partners. You can adjust deductibles and instantly view new rates. Many members finish their policy setup in under 10 minutes with no phone calls.
If you have a complex driving history or need short-term coverage, check The General’s high-risk insurance options before committing to a long-term Costco plan.
• Auto policy: $1,020 per year (full coverage)
• Home policy: $1,180 per year (standard 2,000 sq ft home)
• Bundle savings: $280–$450 yearly
Why Choose Costco Insurance?
Members manage both auto and home policies through one simple dashboard. Claims and renewals are handled online, reducing processing time by 40%. Costco’s car-buying perks often combine with insurance offers for extra savings on ownership costs.
For homeowners who prefer local agents, see how State Farm manages bundled coverage. It’s a great choice for members who want in-person support with competitive group rates.
Bundling for Maximum Savings
Combining auto and home insurance through Costco can save up to 20%. Unified billing, shared renewal dates, and one claims channel make management simple. Safe-driver and loyalty discounts grow over time for even more savings.
Adding umbrella or secondary-home coverage can save another $140 per year. All your policies stay connected under one secure login.
FAQ
Do I need to be a Costco member?
Yes, these rates are exclusive to verified Costco members.
Can I buy only auto or home coverage?
Yes, each policy can be purchased separately, but bundling usually saves 15–20%.
When do my discounts start?
Member pricing appears instantly during your quote—no waiting required.