Farmers Insurance Quotes
Looking for affordable Farmers Insurance quotes for your car and home? Farmers is one of the most established carriers in the country, combining over 90 years of experience with modern online tools, flexible coverage, and attractive discounts for drivers and homeowners. By comparing quotes and exploring bundle options, you can often lower your premium without sacrificing important protection or service quality.
On this page, you can quickly compare Farmers auto and home insurance offers, see how bundling works, and review how Farmers stacks up against other major providers. Use the quote forms below as a starting point, then fine-tune coverage, deductibles, and discounts to match your budget and risk tolerance so that every dollar you spend on insurance works harder for you.
Compare Farmers Insurance Plans
Use our free tool to review auto and home quotes from Farmers Insurance side by side. Enter your ZIP code, choose the type of coverage you need, and you’ll see customized rate options based on your location and profile. Farmers is known for dependable claims handling, competitive pricing, and policy features that can be tailored to your lifestyle.
For the most accurate comparison, request a Farmers quote and then review it against at least two other insurers. Make sure you compare the same liability limits, deductibles, and optional add-ons each time — that’s the only way to see which company truly offers the best value, rather than just the lowest headline price.
Get a Farmers Auto Insurance Quote
Check your Farmers auto rate and uncover available discounts.
When you request a Farmers auto quote, you’ll typically be asked about your vehicles, drivers in your household, annual mileage, and current coverage. Farmers then uses this information to estimate your premium for liability, collision, comprehensive, and optional protections like roadside assistance or rental reimbursement.
Compare Farmers Home Insurance
Explore reliable Farmers home insurance quotes in your area.
You can adjust deductibles and coverage limits directly in the quote results. Increasing your deductible often lowers the premium, while adding comprehensive or collision protects your car from theft, vandalism, and weather damage. Take a moment to test different combinations and find a balance between monthly cost and out-of-pocket risk that feels comfortable.
A Farmers home insurance quote typically includes coverage for your dwelling, personal property, additional living expenses, and personal liability. You can often tailor limits for jewelry, electronics, or home-based business equipment, and add endorsements for risks that standard policies may not fully cover.
Be sure to enter accurate details about your home’s age, roof type, safety systems, and any recent upgrades. Features like monitored alarms, smoke detectors, and impact-resistant roofing can help reduce risk — and may qualify you for lower premiums when accurately reflected in your quote.
Trusted Coverage Since 1928
Farmers Insurance has been protecting drivers and homeowners since 1928, growing from a regional carrier into a national brand with millions of policyholders. Their auto policies can include liability, collision, comprehensive, uninsured/underinsured motorist, and medical payments coverage, so you can build a package that fits both local requirements and your personal comfort level.
On the property side, Farmers offers homeowners, condo, and renters insurance that can help safeguard your home and belongings against fire, storms, theft, and other covered losses. Optional add-ons like identity theft protection, equipment breakdown coverage, or extended replacement cost provide additional peace of mind for families who want broader protection.
Save More by Bundling Policies
Bundling your auto and home policies with Farmers can unlock significant savings — in some cases up to 20% compared to buying each policy separately. A single provider also means one bill to manage, one customer portal, and a unified claims experience, which can be especially helpful during stressful events like accidents or storms.
Many customers also benefit from loyalty rewards, safe-driver discounts, pay-in-full savings, and paperless billing incentives. To go beyond basic discounts and uncover lesser-known savings tactics, you can review the dedicated guide on Farmers insurance secrets to lower your premiums. When reviewing your quote, ask which discounts have already been applied and which additional savings you could qualify for with small changes, such as updating home safety features or enrolling in automatic payments.
Who Is a Good Fit for Farmers Insurance?
Farmers tends to be a strong fit for households that value stable coverage, the option of working with a local agent, and the flexibility to customize policies. Drivers with solid records and homeowners who keep up with maintenance and safety upgrades are often rewarded with more favorable pricing.
If you prefer fully self-service digital management, you can handle almost everything online — from viewing ID cards to updating coverage. If you like a personal touch, Farmers’ agent network can help you review your policies annually, suggest coverage updates, and assist with claims when needed.
Compare with Other Providers
Shopping smart means comparing multiple insurers. Allstate Quotes offer similar bundling and multi-policy savings, while Geico Insurance Quotes focus heavily on a streamlined digital experience and telematics-based discounts.
When comparing Farmers with these and other carriers, always line up the same coverage levels, deductibles, and optional protections. Farmers also holds strong financial ratings and positive customer satisfaction scores in many regions, which can be important when choosing a company you’ll rely on for the long term.
| Feature | Farmers | Typical Direct Insurer |
|---|---|---|
| Local agent support | Available in many areas | Limited or none |
| Digital self-service | Robust online tools | Strong, but varies by brand |
| Bundle discounts | Up to ~20% in some cases | Often available, % differs |
| Coverage customization | High — many options | Medium to high |
Get Started with Farmers Quotes
Ready to see how much you could save with Farmers? Start by entering your ZIP code in the forms above to view personalized auto and home quotes. Then compare those offers against other providers, check which discounts are included, and adjust coverage until the protection and price feel right for your situation.
Still exploring your options? Visit our Hartford Insurance Quotes tool page to compare another trusted national provider. A few minutes of comparison today can translate into years of more affordable, reliable coverage for your car and home.