Home & Contents Insurance Quotes
When I first ran a comparison for my own home last spring, I saw quotes vary by more than $200 annually—proof that ZIP-code matters. Use our tool to compare tailored home and contents insurance quotes in minutes, finding the right balance of structure and belongings coverage without overpaying.
Protect your home’s walls and roof as well as everything inside—furniture, electronics, and even garden tools—with one convenient policy. Bundle with auto or renter’s coverage to stack discounts and save up to 40%.
Get Instant ZIP-Code Rates
Enter your ZIP code below—no sign-up required—and receive live quotes from leading carriers. See building and contents limits side by side, then tweak deductibles or add-ons to fit your budget.
Home & Contents Quote
Compare multiple building & contents policies instantly.
Auto Insurance Quote
View and compare auto insurance rates in seconds.
Key Benefits
- All-in-One Protection: Cover your home’s structure and contents under one policy.
- Outbuilding Coverage: Safeguard possessions in garages, sheds, and outdoor storage.
- Policy Bundling: Bundle with auto or renter’s insurance for extra discounts.
- Custom Limits: Choose coverage amounts that match replacement costs and budget.
How to Compare
Step 1: Enter your ZIP code and property details—home size, age, construction type—to generate accurate, location-specific quotes in seconds.
Step 2: Compare live rates side by side from multiple carriers. Adjust coverage limits, optional add-ons (flood, earthquake), and deductibles to see how each choice impacts your premium.
Step 3: Select the policy that best fits your needs and budget. Purchase online for instant savings or contact an agent for personalized advice and bundle discounts on home and auto insurance.
Our rates refresh daily to reflect market changes and local risk factors.
Top Carriers & Offers
Residents in coastal states often benefit from bundled discounts with providers like Costco home & auto, unlocking member-only pricing and reduced rates on both policies.
For flexible coverages and claims tools, compare a Liberty Mutual homeowners quote alongside your bundle to see if their accident forgiveness and identity theft protection add value.
Progressive’s online dashboard and Snapshot program also appeal to tech-savvy homeowners—check Progressive quotes for digital discount tracking.
Many local and regional carriers feature competitive bundle offers; use our comparison to uncover smaller insurers that match or beat national names.
Ready to Save?
Don’t wait—enter your ZIP code above and compare home & contents insurance quotes now. It’s fast, free, and obligation-free to explore coverage options tailored to your property and possessions.
Visit our Insurance Companies directory for carrier profiles, user reviews, and specialty policies, so you can make an informed choice with confidence.
Check back every six months to rerun your ZIP-based comparison—new discounts and market shifts could reveal further savings opportunities.