Can I bundle with different companies?

No—bundle discounts apply only when both home and auto policies are with the same insurer.

Maximize Home and Auto Insurance Savings with Bundled Policies

Q: How much can I save by bundling?

You typically save 10–15%, though some carriers offer up to 20% multi-policy discounts.

Q: Do bundle discounts stack with other savings?

Yes. You can stack multi-policy discounts with safe-driver credits, paperless billing, and pay-in-full bonuses.

Bundling your home and auto insurance under one carrier is one of the fastest ways to lower your overall premium. You’ll enjoy multi-policy discounts, a single monthly invoice, and coordinated claims service—all while keeping your coverage simple and cost-effective.

Get Instant Bundle Quotes by ZIP Code

Enter your ZIP code below to pull live bundle quotes from leading insurers in your area. Compare rates side by side, lock in the best deal, and simplify your coverage today.

Auto Insurance Bundle Quote

See auto rates when bundled with home insurance.

Home Insurance Bundle Quote

Unlock home discounts when bundled with auto.

Why Bundling Pays Off

Most insurers provide 10–15% off when you combine home and auto policies. Bundling reduces administrative costs, earns loyalty rewards, and may qualify you for extra perks such as accident forgiveness, vanishing deductibles, or complimentary roadside assistance.

For advanced tips on stacking discounts, check our Bundle Savings Strategies guide.

Couple saving with home and auto insurance bundle

How ZIP Code Drives Your Bundle Rate

Insurers factor in local data—crime rates, weather patterns, repair costs, and claim frequency—when pricing bundled policies. Your ZIP code ensures the quotes you see match the exact risks in your neighborhood.

Use our ZIP comparison tool to compare bundle rates by ZIP code and discover which carrier offers the best value where you live.

Top Bundle-Friendly Companies

Beyond the majors, regional insurers often beat national providers on bundle pricing. Explore our list of Top Bundle-Friendly Companies to uncover hidden savings.

Looking for budget bundles? Check our Affordable Bundle Insurance Options for coverage that fits tight budgets without sacrificing protection.

Major carriers to compare include:

FAQ: Bundling Home & Auto

Bundling your homeowners and auto policies isn’t only about one-time savings. It puts both assets under the same claims department, streamlines billing into a single due date, and can even waive one deductible if a single event—say a windstorm—damages your roof and car simultaneously. Fewer invoices, faster service, and extra perks simply for keeping coverage in one place.

How much can I save by bundling?

Typically 10–15%, but some carriers offer up to 20% when you combine home and auto policies.

Can I bundle different companies?

No—bundle discounts apply only when both policies are with the same insurer.

Do bundle discounts stack with other savings?

Yes. You can combine multi-policy discounts with safe-driver credits, paperless billing, and pay-in-full bonuses for maximum savings.