Best Bundled Home and Auto Insurance Companies
Merging your home and auto insurance under one roof often unlocks the deepest discounts and simplifies policy management. Below, we highlight leading carriers that excel at multi-policy savings, service quality, and flexible coverage options.
Compare Bundle Quotes by ZIP Code
Enter your ZIP code to retrieve real-time bundle quotes from multiple insurers. Each quote factors in local risk metrics—like weather patterns and claim frequency—to deliver the most accurate rates for your neighborhood.
Auto Insurance Bundle Quotes
See bundled auto rates from top carriers instantly.
Home Insurance Bundle Quotes
Unlock home discounts when you bundle with auto.
Why Bundle?
Bundling home and auto policies can cut your premium by 10-15% or more. It also consolidates renewals, claims, and billing into a single process—perfect for busy households.
Top Bundle Providers
- GEICO: Straightforward pricing with 10% multi-policy discount and 24/7 digital service.
- Progressive: Snapshot program plus bundling can yield up to 20% off combined rates.
- USAA (for military): Exceptional bundle value and customer satisfaction ratings.
- Allstate: Reward points for loyalty and safe driving, plus multi-policy credits.
Key Discounts to Stack
- Multi-policy savings (10–15%)
- Safe-driver rewards
- Paperless billing credit
- Pay-in-full bonus
- Loyalty/perks for long-term customers
ZIP Code Matters
Local factors—crime rates, weather events, traffic density—directly influence bundle pricing. Always compare with your specific ZIP code to capture the most accurate savings.
FAQ – Bundled Home & Auto Insurance
Bundling home and auto with one insurer isn’t just about the 10–15 % discount—having both policies under a single roof means one bill, one mobile app, and a unified claims team if the same storm dents your car and damages your roof. Fewer logins, faster payouts, more peace of mind.
What is a multi-policy discount?
A reduction in your premium when you buy both home and auto insurance from the same company—typically 10–15% off each policy.
Can I bundle policies across different insurers?
No. Bundle discounts apply only when both policies are with the same carrier.
Do bundle discounts stack with other savings?
Yes. You can combine multi-policy credits with safe-driver rewards, paperless billing, and pay-in-full bonuses for maximum savings.