Best Bundled Home and Auto Insurance Companies
Bundling your home and auto insurance with one provider is an easy way to save money. It can lower your yearly premium, simplify billing, and make claims faster. However, not every insurer offers the same savings — rates differ by state, ZIP code, and claim history.
This guide compares top insurers offering home and auto bundles. You’ll learn how discounts work and how to find the best deal based on your home location and driving habits.
Compare Bundle Quotes by ZIP Code
Enter your ZIP code below to view real combined rates from leading insurance companies. Pricing updates automatically based on weather risks, repair costs, and local claim trends.
Auto Insurance Bundle Quotes
Home Insurance Bundle Quotes
Rates adjust automatically for ZIP-based risks and claim data.
Why Bundling Saves Money
Bundling usually cuts your combined policy cost by 10–25%. This happens because insurers save on administration, handle fewer claim disputes, and retain customers longer.
To see how bundling changes your overall cost, explore bundled auto and home insurance coverage options. This helps you compare real discounts across ZIP codes, home values, and vehicle types.
If you’re looking for affordable coverage, also visit low-income homeowners insurance for more savings tips and eligibility guides.
Top Home & Auto Bundle Providers
Below is a simple comparison of top insurers. These averages are national, but local savings vary — always check by ZIP for accurate results.
| Provider | Average Bundle Savings | Strength | Best For |
|---|---|---|---|
| GEICO | 10–15% | Low entry pricing and strong digital tools | Drivers who prefer fast online quotes |
| Progressive | 15–20% | Flexible telematics and Snapshot® discounts | Multi-vehicle or high-mileage households |
| Allstate | 12–18% | Loyalty credits and safe-driver programs | Homeowners seeking long-term rate stability |
To see how Progressive compares to other flexible carriers, check the Geico vs Progressive comparison guide.
Key Discounts You Can Stack
- Multi-policy bundle credits
- Safe-driver telematics rewards
- Paperless policy management
- Pay-in-full billing discounts
- Claim-free and loyalty bonuses
FAQ – Bundled Home & Auto Insurance
Bundling remains one of the most effective strategies for reducing annual insurance costs while keeping strong protection for your property and vehicles. By comparing a few leading providers side by side, you can see which companies offer the most stable pricing and best claims experience in your area. Even small differences in coverage or deductible structure can create meaningful long-term savings.
Can I bundle with different companies?
No. Bundle savings apply only when both policies are under the same insurer.
Do bundles simplify claims?
Yes. If a single event damages both your home and car, you’ll likely file one combined claim instead of two separate ones.
Is bundling always cheaper?
Usually yes, especially long term. Still, it’s wise to compare bundle quotes against separate policies using ZIP-based comparison tools.