Home and Auto Insurance Bundle: Maximize Your Discounts

A home and auto insurance bundle is one of the easiest ways to maximize your savings. By combining both policies with a single carrier, you unlock multi-policy discounts, streamline billing, and simplify your claims process.

Compare Bundle Offers by ZIP Code

Enter your ZIP code below to view personalized bundle quotes from leading insurers. Rates are tailored to your area’s risk factors—like weather, crime, and traffic patterns—so you get the most accurate savings estimate.

Get Auto Bundle Quotes

Discover auto rates with multi-policy discounts included.

Get Home Bundle Quotes

See home insurance savings when bundled with auto.

Why Bundle Your Policies?

Bundling offers significant advantages:
• Multi-policy discounts: Typically 10–15% off combined premiums.
• Simplified billing: One payment date, one invoice.
• Unified claims: Coordinated handling for home and auto.
• Loyalty bonuses: Extra savings over the life of your policy.

How ZIP Code Affects Pricing

Insurers price risk locally. Your ZIP code determines rates based on property crime, weather exposure, and accident statistics. Bundling balances those factors across both lines, often lowering your overall premium.

Top Providers for Bundles

National carriers like Progressive and Allstate are known for deep bundle discounts. Regional insurers and affinity groups may offer competitive alternatives—see our top bundle-friendly insurers list for details.

FAQ: Bundling Home & Auto Insurance

Q: How much can I save by bundling?
A: Most customers save between 10% and 15% on combined home and auto premiums.

Q: Do I need both policies with the same insurer?
A: Yes, bundle discounts apply only when both policies are underwritten by the same company.

Q: Can I stack bundle discounts with other savings?
A: Absolutely. Bundle discounts can combine with safe-driver credits, paperless billing, and pay-in-full bonuses for maximum savings.