Best Home and Auto Insurance Bundle Savings
Discover how combining your home and auto policies can unlock significant savings—often between 10% and 30%. Bundling simplifies your insurance management, consolidates billing, and delivers multi-policy discounts you won’t find with standalone coverage.
Compare Multi-Policy Offers by ZIP Code
Enter your ZIP code to view real-time bundle quotes from leading insurers. Each rate factors in local risks—like weather, crime, and driving trends—so you see personalized discounts available where you live.
Auto Insurance Bundle Quotes
See auto rates when bundled with home coverage.
Home Insurance Bundle Quotes
Compare home rates when bundled with auto insurance.
Why Bundle Policies?
Bundling with a single insurer streamlines everything—you get one renewal date, one bill, and one point of contact. On average, multi-policy discounts range from 10–30%, plus you may qualify for additional loyalty and safe-driver credits.
Key Discounts to Stack
- Multi-Policy: 10–30% off when you bundle home & auto.
- Safe Driver: Extra credits for clean driving records.
- Paperless Billing: Small premium reduction.
- Pay-in-Full: Avoid financing fees.
- Loyalty Rewards: Increasing discounts over time.
Top Bundle Providers
Major carriers compete fiercely on bundle savings. Check out: Progressive, Allstate, Farmers, and Nationwide. Each often layers multi-policy discounts with usage-based or safe-driver programs.
Why ZIP Code Matters
Your ZIP code drives rate differences by capturing neighborhood-specific trends—crime rates, weather exposure, average claim costs. A quick ZIP search reveals which insurer offers the deepest bundle discount in your exact location.
FAQ: Bundle Insurance
Bundling your home and auto policies isn’t just about a lower bill— it also simplifies paperwork, puts all your coverage under one claims team, and can even waive a second deductible if the same event (like a storm or fire) damages both your house and car. One carrier study found that bundled customers filed 18 % fewer duplicate claims thanks to this streamlined service.
How much can I save by bundling?
Most policyholders save between 10% and 30% off combined premiums when they bundle home and auto with the same carrier.
Can I mix insurers for a bundle?
No—bundle discounts only apply when both policies are with the same insurance company.
Do bundle discounts combine with other offers?
Yes. You can stack multi-policy savings with safe-driver credits, paperless billing, and pay-in-full bonuses for maximum savings.