About HomeownersInsuranceM.com
HomeownersInsuranceM.com is an independent website with plain-English guides to homeowners insurance, home and auto bundles and, to a lesser extent, auto insurance. Our ZIP code forms help you start comparing quotes.
What we do
- Guides. We explain how homeowners coverage works (dwelling, other structures, personal property, liability and loss of use), deductibles, endorsements, discounts and how to compare insurers, so you can ask better questions before you buy or renew.
- Quote forms. Our ZIP code forms take you to a quote request form on a partner site, where you can compare offers. See How we make money.
What we are not
We are not an insurance company, agent or broker. We do not sell, quote, bind or service insurance policies, and we do not handle claims. Final prices, coverage and eligibility are always set by insurers.
How we write and update our guides
- We rely on public, reliable sources such as the National Association of Insurance Commissioners (NAIC), state insurance departments, FEMA and the National Flood Insurance Program, the Consumer Financial Protection Bureau and insurers' own published information, and we link to them where it matters.
- Prices and savings depend on the home, its location, the coverage chosen and the insurer. Where we mention figures, they are examples or published averages, not a prediction of your own premium.
- We review and update pages when rules, programs or data change, and we correct mistakes when we find them.
Start here
- Homeowners insurance
- Home and auto insurance bundles
- How to compare insurance
- Insurance companies
- Home insurance for first-time buyers
Questions or corrections? See our Contact page.