Bundled Auto and Home Insurance Discounts
Bundling your auto and home policies is one of the fastest ways to unlock significant savings. With bundled auto and home insurance discounts, you consolidate coverages under a single insurer, reduce your combined premium, and enjoy one streamlined billing and claims process.
Find Bundle Discounts by ZIP Code
Enter your ZIP code below to retrieve real-time bundle quotes from leading carriers in your area. Each quote reflects local risk factors—like weather, crime rates, and repair costs—so you see the most accurate bundled rates available.
Get Auto Insurance Bundle Quotes
Unlock auto policy savings by bundling with home insurance.
Get Home Insurance Bundle Quotes
See home insurance discounts when bundled with auto.
How Bundled Discounts Work
When you insure both your home and vehicle with the same company, you typically qualify for a multi-policy discount—often between 10% and 25%. These savings stack with other incentives like safe-driver credits, paperless billing, and pay-in-full bonuses.
Additional Perks of Bundling
- Single Bill & Renewal: One renewal date, one monthly statement.
- Streamlined Claims: Submit home and auto claims through one portal.
- Enhanced Loyalty Bonuses: Extra discounts for long-term policyholders.
- Accident Forgiveness: Available on combined policies in many states.
Top Providers for Bundled Savings
National carriers like GEICO, Allstate, and Nationwide all offer competitive bundle programs. Regional insurers and digital-first platforms can sometimes top those discounts—check our list of top bundle providers for hidden gems.
ZIP Code & Risk-Based Pricing
Insurers price bundles based on localized data: crime rates, weather events, traffic patterns, and neighborhood repair costs. By entering your exact ZIP code, you ensure the most precise quote possible.
FAQ – Bundled Auto & Home Discounts
Bundling your homeowners and auto coverage isn’t just about shaving a few dollars off the bill—having one insurer handle both policies means a single claims team, one renewal date, and the possibility that a single deductible is waived if the same event (for example, a severe storm) damages both your house and your car. Those conveniences, plus the discount, make bundles one of the easiest “set-and-forget” ways to keep more money in your pocket.
How much can I save by bundling?
Most customers save between 10% and 25% on their combined premium when they bundle auto and home policies with the same insurer.
Can I bundle across different companies?
No—the multi-policy discount applies only when both policies are issued by the same company.
Do other discounts stack with bundling?
Yes. Bundling stacks with safe-driver discounts, paperless billing, pay-in-full credits, and many loyalty bonuses for maximum savings.