Home and Auto Insurance Bundle Rates Comparison
Comparing home and auto insurance bundle rates reveals the deepest savings: combine your homeowners and auto policies under one insurer to unlock multi-policy discounts, simplify billing, and streamline claims.
Find Your Best Bundle Rates by ZIP Code
Enter your ZIP code below to pull real-time bundle quotes from leading carriers in your area. Each rate factors in local risk—crime, weather patterns, traffic density—so you get precise pricing tailored to your neighborhood.
Auto Bundle Quotes
See exclusive auto rates when bundled with home insurance.
Home Bundle Quotes
Unlock multi-policy savings for your home.
Why Bundling Saves You Money
Most insurers offer 10–30% off when you bundle. Beyond discounts, you benefit from one renewal date, consolidated paperwork, and a single point of contact for claims.

Key Discounts to Stack
- Multi-policy: 10–30% off combined premium
- Safe driver: Additional credits for clean records
- Paperless billing: Small premium reduction
- Pay-in-full: Avoid financing fees
- Loyalty rewards: Savings for long-term customers
Top Providers to Compare
National carriers and regional specialists both compete for your bundle. Check out Progressive’s multi-policy offers, Allstate’s bundle deals, and Farmers Insurance for local rate advantages.
How ZIP Code Shapes Your Bundle Price
Your ZIP code reflects crime rates, weather claims history, and traffic statistics. By using a ZIP-based quote tool, you avoid generic national averages and get the most competitive offers for YOUR exact location.
FAQ – Home & Auto Bundle Rates
Bundling your home and auto policies does more than trim premiums—it consolidates billing, gives you a single point of contact for claims, and can even waive one deductible if the same event (like a storm or fire) damages both your house and car. In short, one carrier often means fewer headaches and faster service when you need it most.
How much can I save by bundling?
Typical multi-policy discounts range from 10% to 30%, depending on carrier and your risk profile.
Can I bundle with different companies?
No—bundle savings apply only when both policies are with the same insurer.
Do bundle discounts stack with other credits?
Yes. You can combine bundling with safe-driver, paperless billing, and pay-in-full discounts for maximum savings.