Home & Auto Insurance Calculator
Why use our insurance calculator? Estimating your policy cost upfront helps you budget effectively and avoid surprises when it’s time to bind coverage.
Our tool delivers fast, ZIP-code-based estimates from top carriers—so you can see why comparing quotes matters and how much you can save.
Instant ZIP-Code Insurance Quotes
Simply enter your ZIP code to get customized home and auto insurance estimates in seconds—no sign-up and no commitment required.
Home Insurance Calculator
Compare multiple home insurance offers instantly.
Auto Insurance Calculator
See auto rates and bundle savings instantly.
Minimum Required Coverage
Contents Coverage
Protect your personal items—furniture, electronics and clothing—from theft and accidental damage.
See exactly what you’ll get back. Our figures use real replacement costs up to your policy’s limit.
Buildings Coverage
Cover the structure of your home—walls, roof and built-in systems—against fire, wind or vandalism.
Your premium reflects your home’s materials, age and any recent renovations.
Accidental Damage Protection
Get coverage for unexpected mishaps like burst pipes or broken windows.
This add-on makes sure you’re not stuck with surprise repair bills.
Why Use an Online Calculator?
Save Time & Money
Shopping for insurance doesn’t have to be a hassle. With our online calculator, you can skip long phone calls, avoid hold times, and view multiple offers in one place. It’s a simple way to see what’s available without the pressure of speaking to an agent.
By comparing rates from different providers side by side, you can quickly spot the most affordable options. Most homeowners save hundreds of dollars each year just by taking a few minutes to check and compare quotes. It’s one of the fastest ways to reduce your yearly expenses without sacrificing coverage.
Customized to Your Property
Our calculator factors in your home’s size, location and features to generate precise premium estimates.
Enter accurate data to ensure your quotes match the exact coverage you need.
Featured Providers
Check a State Farm home insurance quote for comprehensive coverage options and 24/7 support.
Get an accurate estimate that reflects your home’s true worth—our calculator takes into account recent upgrades and all the safety features you’ve added.
Enjoy transparent pricing with zero hidden fees—see exactly what you’ll pay before you commit, so there are no surprises down the road.
Explore Esurance quotes for flexible digital tools, easy policy management, and exclusive discounts.
Next Steps
Ready to get started? Enter your ZIP code above to instantly compare home and auto insurance quotes—quick, free, and with no obligation.
Looking for more coverage choices? Visit our home and auto insurance page to compare discounts, read customer reviews, and find specialized policies that fit your needs.
Insurance costs can vary based on many factors—like where you live, the age of your home, and even your credit score. That’s why using a calculator helps you understand your options before making a decision.
Don’t guess what your policy will cost. With real-time estimates, you can adjust coverage levels, compare providers, and find a plan that fits both your budget and lifestyle.