How the Progressive Snapshot Program Affects Your Quote

The Progressive Snapshot program is a usage-based insurance (UBI) tool that tracks your driving habits to determine discounts. Through either a mobile app or plug-in device, Snapshot gathers real-time data like speed, braking, and driving time to reward safe behavior with lower premiums.

This guide explains how Snapshot works, who it benefits, and what impact it may have on your final quote. It's especially useful for low-mileage or cautious drivers aiming to reduce insurance costs.

See How Snapshot Impacts Rates by ZIP Code

Your location matters. Use the tool below to explore how Snapshot affects insurance rates in your area and whether you qualify for additional savings.

Progressive Auto Quote with Snapshot Savings

Check real-time Snapshot discounts for your area.

Snapshot Program Overview

Snapshot collects data from your vehicle usage, such as how often and when you drive, how hard you brake, and how quickly you accelerate. All of these behaviors are evaluated and scored by Progressive to create a personalized discount structure.

When Discounts Apply

Drivers typically enroll in Snapshot when they begin a policy. After a monitoring period of 6–12 weeks, Progressive applies any earned discounts to your premium. Safe drivers can often save 10–30%.

To compare more discount categories, visit our page on available Progressive policy discounts.

Who Benefits Most from Snapshot?

Snapshot is ideal for people who drive during daylight hours, avoid hard braking, and keep annual mileage low. If that sounds like your routine, enrolling in Snapshot could significantly reduce your quote.

Explore Full Progressive Coverage Options

Snapshot is just one of many savings tools offered by Progressive. Visit the Progressive insurance quote comparison page to view bundling offers, loyalty rewards, and complete auto and home coverage options in your ZIP code.

More Savings for Targeted Demographics

If you're a retiree or senior driver, review specialized coverage and discount opportunities available on our best home insurance for seniors page.

Progressive's Snapshot program continues to evolve, offering more flexibility and personalized pricing. When combined with bundling and safe driving rewards, it’s one of the most dynamic tools for lowering your rate in 2025 and beyond.

For additional comparison, see how multi-policy options from Farmers measure up. Their usage-based features and bundling discounts can offer alternative savings worth reviewing alongside Snapshot.