How the Progressive Snapshot Program Affects Your Quote

The Progressive Snapshot program is a usage-based insurance tool that tracks your driving habits—speed, braking, and time behind the wheel—to reward safe behavior with lower premiums. Whether you use the mobile app or plug-in device, your driving data is scored and translated into real-time discounts.

If you rarely drive during rush hour and avoid hard stops, Snapshot could shave 10–30% off your rate after the initial monitoring period. Toggle the section below to see how it applies in your ZIP code.

See How Snapshot Impacts Rates by ZIP Code

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Progressive Auto Quote with Snapshot Savings

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Snapshot Program Overview

Snapshot collects data on when, how much, and how safely you drive. Progressive analyzes braking patterns, acceleration, and total miles to assign a score. After about 6–12 weeks of monitoring, your earned discount is applied to your next renewal.

When Discounts Apply

Most drivers see savings begin on their first renewal after the monitoring period. If you drive primarily in daylight, maintain steady speeds, and brake gently, you could lock in up to 30% off your premium.

Explore other ways to save on our Progressive policy discounts page.

Who Benefits Most from Snapshot?

Snapshot is perfect for light drivers—commuters, retirees, and anyone who logs fewer than 10,000 miles per year. If your routine avoids heavy traffic and harsh braking, you’ll see the biggest discounts.

Explore Full Progressive Coverage Options

Snapshot pairs well with Progressive’s bundling discounts. See full Progressive coverage options—auto, home, and multi-policy savings—all tailored to your ZIP code.

More Savings for Targeted Demographics

Seniors, college students, and low-mileage drivers can stack Snapshot savings with standard discounts. Check out our senior homeowner discounts guide for more deals.

Combined with usage-based pricing, bundling, and safe driving rewards, Snapshot remains one of the most dynamic tools for cutting premiums in 2025 and beyond.

FAQ – Progressive Snapshot Program (2025)

How long does the monitoring period last?
Typically 6–12 weeks. Once complete, your discount applies at renewal.

Can I opt out anytime?
Yes. You can disable Snapshot in your policy at any time without penalty.

Will my premium ever increase?
If your driving score drops below standard thresholds, your Snapshot discount may decrease, but it cannot raise your base rate above standard pricing.