Comparing Liberty Mutual and Progressive Insurance Rates
Deciding between Liberty Mutual and Progressive for your auto or home insurance? Both are top-rated insurers known for competitive pricing and comprehensive coverage—but which is the better fit for you? This guide breaks down their major differences, so you can choose confidently and save more.
Experience: The more you compare your insurance options, the more you can save—and the better you’ll feel about your coverage.
Auto Insurance Coverage & Features
Both companies offer the essentials:
- Liability coverage
- Collision and comprehensive protection
- Uninsured/underinsured motorist coverage
Liberty Mutual stands out for its highly customizable policies, new car replacement, and accident forgiveness programs. Progressive is famous for its competitive rates and unique discounts for safe drivers.
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Home Insurance Options
Both insurers provide strong home coverage, including:
- Dwelling and personal property protection
- Liability insurance
- Extras for valuable items and extra living expenses
Bundling home and auto policies with either provider can help you save even more.
Get home insurance quotes and protect your property.
Discounts and Savings
- Liberty Mutual: Bundling, good student, organization, and safe driver discounts.
- Progressive: Name Your Price tool, safe driver, multi-policy, pay-in-full, and continuous insurance discounts.
Always compare quotes and check for the latest discount opportunities before you buy.
Customer Service & Claims Experience
- Liberty Mutual: Gets mixed reviews—customers like online tools, but some cite slow claims processing.
- Progressive: Often rated higher for claims satisfaction and overall customer service.
For more on the claims process, see our guide on filing a claim with Hartford insurance policy.
Frequently Asked Questions
- Which company has better customer service?
Progressive is typically rated higher, but local experiences can vary. - Are there significant premium differences?
Yes—rates depend on your coverage, discounts, driving profile, and location. - Can I bundle home and auto policies?
Yes, both Liberty Mutual and Progressive offer discounts for bundling.
Final Thoughts: Which Should You Choose?
Your choice between Liberty Mutual and Progressive should be based on your personal priorities—do you value the lowest price, extra features, or great service? Always compare quotes, use all available discounts, and read recent reviews.
Still exploring? Visit our Home and Auto Insurance hub for more comparisons and expert tips.
Ready to save? Start comparing Liberty Mutual, Progressive, and other top insurers to find your perfect match today!