Understanding Nationwide's Specialty Insurance: Key Insights

When you need coverage for unique assets—like collector cars, high-value homes, or fine art—standard insurance isn’t enough. Nationwide’s specialty insurance is designed for exactly these needs, offering tailored protection for your most important investments.

Experience: With the right specialty insurance, you can enjoy peace of mind knowing your prized possessions are covered—even when life is unpredictable.

What Is Specialty Insurance?

Specialty insurance fills gaps that traditional policies don’t cover. This includes:

• High-value or custom-built homes
• Collector and luxury cars
• Jewelry, fine art, and rare collectibles

If your home or items are worth more than average, or need special protection, specialty coverage is the smart choice. Learn how these policies work—and how they can be customized for you.

Nationwide’s Auto Insurance for Special Vehicles

Get personalized auto insurance quotes today.

• Collector, classic, and luxury auto policies
• Agreed value coverage (no depreciation on payouts)
• Spare parts, restoration, and custom parts protection

Specialty Home Insurance Solutions

Explore home insurance quotes tailored for you.

• Protection for luxury, custom, or historic homes
• Coverage for unique features and higher-value rebuilds
• Scheduled coverage for valuables: jewelry, artwork, collections

Tip: Nationwide offers discounts for home security, loyalty, and bundling. Learn more in our article on Nationwide's unique discounts to boost your savings.

Who Needs Nationwide Specialty Insurance?

• Homeowners with high-value or custom-built homes
• Collectors of art, rare jewelry, or vintage vehicles
• Anyone whose assets exceed the limits of standard insurance

These policies are designed for peace of mind. If you’re considering switching, compare Nationwide with Liberty Mutual, Allstate, and others to ensure you’re getting the most complete protection.

Frequently Asked Questions

• What is specialty insurance?
  Specialty insurance covers unique or high-value items—like collectibles or luxury homes—that regular policies may miss.
• How can I save on specialty insurance?
  Look for loyalty, security, or multi-policy discounts (see all details on Nationwide's discount page).
• Is it worth it?
  If you own items that need extra coverage, specialty insurance can save you thousands in the long run—and offers priceless peace of mind.

Final Thoughts

The right specialty policy lets you protect your home, car, or valuables with coverage designed for your lifestyle. Nationwide’s tailored options and discounts make it easier to insure what matters most.

Take the next step: Compare quotes, ask about available discounts, and read more about Nationwide vs. State Farm to be sure you’re making the best insurance decision for your future.