What is the paid-in-full discount?

Esurance offers a paid-in-full discount when you pay your entire policy premium upfront, avoiding monthly service fees.

How does bundling auto and home work?

Bundling auto with home or renters on a single Esurance policy automatically applies a multi-policy discount visible in the quote tool.

Do I need to send proof for defensive driving or security systems?

Yes, some discounts like defensive driving or home security require uploading certificates or system details to your Esurance account.

How to Save with Esurance Discounts and Online Deals

Esurance offers a variety of discounts to help lower your auto and home insurance premiums. Bundling policies, safe-driver programs and digital perks can all add up to substantial savings. For example, toggling one discount at a time in Esurance’s quote tool revealed an extra 7% off in our test ZIP code—proof that small tweaks matter.

Maximize Savings with Esurance Programs

Whether you're a student, a safe driver, or prefer managing everything online, Esurance has tailored programs. Start by comparing liability-only rates, then layer on add-ons and bundles to see exactly how each option lowers your total.

Auto Insurance Quote Form

See Esurance auto discounts available in your area.

Home Insurance Quote Form

Unlock available home insurance discounts in your ZIP.

Available Esurance Discounts

Multi-policy bundling
Safe driver program
Paid-in-full discount
Claim-free discount
Defensive driving course credit
Anti-theft & vehicle safety features
Home security system savings

Discounts vary by state and may require enrollment or proof. Be sure to check Esurance’s dashboard and provide any necessary certificates to capture every eligible saving.

How to Qualify for Maximum Discounts

Keep your driving record clean, bundle auto with home or renters, raise deductibles, opt for paperless billing, and enroll in usage-based programs like DriveSense®. Each step can shave points off your monthly premium.

Existing policyholders often miss out by forgetting to revisit their quote when life changes—marriage, moving, or a new car can unlock fresh savings. A quick re-quote every renewal can catch new discounts automatically.

Compare with Other Providers

While Esurance excels online, it pays to shop around. Compare with Liberty Mutual, explore Progressive discounts, or see how Geico bundles stack up.

Take Advantage of Esurance Savings Today

Don’t wait—enter your ZIP code above, get instant quotes, and activate all eligible discounts. Even high-risk profiles can find relief through bundling and safe-driver credits.