Zebra RV Insurance Quotes: Best Rates & Tips
Motor-home owners can now score RV coverage from just $39/month using The Zebra Insurance quote engine. Below we explain how to fetch real-time premiums, which discount tactics can slash costs further, and why Zebra outranks most offline brokers for transparency. Best tips: keep limits consistent across quotes, verify storage months, and test two deductible levels to spot the true sweet spot.
Pro extra tip: try rerunning your RV quote a week apart—you’ll often see fresh carrier deals pop up without changing a thing.
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See online liability or full-coverage prices from trusted RV insurers in seconds.
Live rates pulled direct from top RV insurers.
Average Zebra RV Rates (Texas sample, ZIP 77084)
| Insurer | Liability* | Full Cov.* |
|---|---|---|
| National General | $39/mo | $118/mo |
| Progressive | $41/mo | $122/mo |
| Safeco | $44/mo | $129/mo |
| GEICO | $46/mo | $131/mo |
| State Farm | $48/mo | $137/mo |
How to Use This RV Rate Table
Treat the sample rates as a quick benchmark—not a guarantee. RV pricing can shift based on garaging ZIP, motorhome class, annual mileage, prior claims, and the deductible you choose. If your RV is financed, full coverage is often required, which is why comparing deductibles and comprehensive/collision limits matters as much as the monthly price.
For the cleanest comparison, request quotes with the same inputs across every insurer: identical liability limits, the same deductible, and the same RV details (year, class, usage, and storage). If one carrier is much cheaper, double-check what’s included—roadside/towing, vacation liability, personal effects coverage, and total-loss replacement can change the real value of the policy.
Top Discounts for Motor-home Owners
Before you apply these discounts, it helps to know which quote inputs trigger the biggest savings (deductibles, storage status, and bundling). For a full breakdown of practical ways to reduce your premium, see our Zebra savings guide and then apply the checklist below to your RV quote.
- Storage-only months – suspend comp & collision when parked (10–20 %).
- Multi-policy bundle with home or auto (8–18 %).
- Responsible driver & claims-free history (5–12 %).
- RV safety course certificate (5 %).
- Pay-in-full or auto-pay – avoid monthly fees (3–6 %).
Is Zebra RV Coverage Reliable?
Reliability comes down to two things: the strength of the carrier that ultimately writes your policy and the security of the quote process itself. Zebra works as a comparison marketplace, so your coverage is backed by the insurer you choose—while the platform helps you shop and verify options faster.
According to our deep-dive Zebra legitimacy review, the marketplace partners only with A-rated carriers and uses 256-bit TLS to secure data. Consumer Affairs scores average 4.7★ in this year surveys.
FAQ – Zebra RV Insurance Quotes
What classes of RVs does Zebra cover?
Class A, B, C motor-homes, travel trailers, fifth wheels and campers.
Can I insure a converted van on Zebra?
Yes – select “Class B” during the quote to compare van policies.
Does Zebra allow storage-only months?
Many carriers quoted via Zebra let you suspend coverage while garaged.