Mercury Insurance Coverage for Freelancers

Working as a freelancer brings freedom—but also some risks, especially when it comes to insurance. You need coverage that’s as flexible as your career. That’s where Mercury Insurance comes in, offering custom policies built with freelancers and gig workers in mind.

Below, you’ll find a quick guide to Mercury’s most important options, plus tips to help you save money and keep your business protected.

What Coverage Do Freelancers Need?

Mercury Insurance lets you shape your policy around your real-life needs. Here’s what’s most popular among freelancers:

  • General Liability: Covers you if a client is hurt, or their property is damaged, while you’re working.
  • Equipment Insurance: Protects laptops, cameras, and tools you rely on from theft or accidental damage.
  • Bundle & Save: Combine home and auto insurance for bigger discounts and simpler payments.

Get a Fast Auto Insurance Quote

See what you could save on auto insurance as a freelancer.

Home Insurance—Not Just for Homeowners

Get quotes for renter or homeowner insurance that fits your freelance life.

insurance discounts for freelancers

Mercury’s strength is flexibility. You can get exactly the protection you want—nothing more, nothing less. And by bundling your policies, you may unlock even deeper discounts.

Tip: Review your insurance each year. As your business grows, your coverage should grow with it.

FAQs: Mercury Insurance for Freelancers

  • What should I insure as a freelancer?
    At a minimum: liability and your work tools. Add professional liability if you offer advice or consulting.
  • How do I save money?
    Bundle home, auto, and equipment coverage. Good credit and safe driving help lower premiums, too.
  • Is switching to Mercury easy?
    Yes! Check your current policy’s cancellation rules, then get a quote and switch when you’re ready.
  • Can I adjust my policy later?
    Absolutely. Mercury lets you update your coverage as your freelance business evolves.

Bottom line: Mercury Insurance gives freelancers the peace of mind they need to focus on what matters—growing their business. Get your quote today and protect your future!