Discover the Best Discounts for New Homeowners with Mercury Insurance
Are you a new homeowner hoping to save money on insurance? Mercury Insurance offers several discounts made for first-time buyers. You get strong protection for your home without overspending. This guide explains the top ways to lower premiums and how to qualify, so you can focus on your new place with peace of mind.
Whether you’ve just bought your first home or moved to a new one, knowing about available discounts and bundling options can help you unlock meaningful savings while keeping coverage complete.
Unlocking Savings: Discounts for New Homeowners
Bundle and save. Combine homeowners with auto insurance to get multi-policy discounts and easier renewals. Start here: home & auto insurance.
Protective devices. Security systems, smoke detectors, and smart water sensors can all qualify your home for extra savings.
Location and construction. Living in a low-risk area or having a home with a new roof, updated wiring, or other upgrades can reduce costs.
Responsible profile. A solid credit/insurance history and reasonable deductibles help lower your premium further.
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First-time buyer perks. New homeowners often get entry-level discounts. Combine these with bundling and safety device credits to maximize savings.
Comparing quotes can also help you balance key coverages—dwelling, personal property, loss of use, and liability—while keeping costs low. For broader insights, see our overview of coverage pros & cons.
Common Questions About Mercury Insurance Discounts
What discounts are available for new homeowners?
Typical savings include multi-policy bundles, protective-device credits, and discounts for safer homes and locations.
How do I qualify?
Install safety devices, keep a strong insurance profile, provide proof of purchase when asked, and bundle policies where possible.
Is bundling worth it?
Yes—bundling often cuts both auto and home costs while simplifying renewals and billing.
How do I find the best rate?
Compare quotes, adjust deductibles and limits, and confirm all eligible discounts are applied.