Special Discounts for Military Families with Farmers Insurance

Good news: Farmers offers exclusive savings for military households on auto and home coverage. The goal is simple—solid protection, lower spend.

Compare options to capture every discount. Use this page as a quick start, then see our guide to auto & home insurance discounts.

Key takeaways

• Military discount — for active-duty and veterans; spouses/dependents may qualify.
• Bundle & save — pair auto + home for extra % off (see bundled discounts).
• Stackable — safe-driver, multi-car, paperless, EFT/pay-in-full, defensive-driving (where allowed).

Get Affordable Auto Insurance Quotes

Fast, personalized auto quotes for military families.

Explore Home Insurance Discounts

Home quotes tailored to military households.

Quick checklist

• Eligibility & verification — have LES/pay stub, military or veteran ID, or DD-214 ready. Ask what documents your state accepts for spouses/dependents.
• PCS moves — update garaging ZIP after relocation; rates change by area. Confirm coverage during vehicle shipping; adjust annual mileage.
• Deployment — storing the car? Ask about storage/lay-up or comprehensive-only to keep theft/weather protection at lower cost. No stateside driver? Consider non-owner coverage.
• On-base vs. off-base — on base: renters covers personal property. Off base: review limits; consider scheduling uniforms/gear.

Beyond the military discount, Farmers rewards safe driving and low mileage. Defensive-driving classes may add savings. For comparison ideas, see how to maximize savings with Nationwide.

Farmers policies are configurable—from basic liability to full home protection. Still shopping? Use our online quote tips to compare quickly.

Compare the same coverage limits and deductibles across carriers to see true price differences. Check that each quote uses your current garaging ZIP, annual mileage, and vehicle safety features. Ask which discounts actually applied and what you need to qualify for the rest. If you expect a PCS or deployment, note how mid-term changes affect price and refunds. Review claim timelines and repair options so you know what happens after an accident. Save copies of quotes and a short summary of your selections to speed up renewals next year.

Frequently Asked Questions About Military Discounts

Short answers to the questions military families ask most. Use this section as a pre-quote sanity check.

What discounts does Farmers Insurance offer for military families?

Discounts for active-duty members, veterans, and eligible family members on both auto and home policies.

How can I apply for these military discounts?

Start online or with an agent, verify eligibility, and upload documentation (e.g., military ID or DD-214).

Are there more ways to save?

Yes. Stack military pricing with bundling, safe-driver, multi-car, paperless, defensive-driving, or pay-in-full (state rules apply).

Can I combine military discounts with other savings?

In most states—yes. Farmers typically allows combining military, multi-policy, safe-driver, and loyalty savings.

Bottom line: Farmers makes it straightforward for military families to secure affordable, comprehensive coverage. Talk to an agent and tailor a plan for your household.