Home and Auto Insurance
Protecting both your home and auto under one roof isn’t just convenient—it can also be surprisingly budget-friendly. After running my own comparison across several carriers last month, I found that bundling home and auto cut my total premium by almost 12%. Enter your ZIP code below to see home and auto insurance quotes from providers like GEICO, The General, and The Zebra, all tuned to your neighborhood and coverage needs.
Instead of guessing which company has the best deal this year, you can compare real offers side by side, adjust deductibles, and instantly see how bundle discounts change your price. One quick check now can help you avoid overpaying for years.
Compare Quotes from Top Providers
Our tool gathers real-time offers from leading insurers. Whether you prefer GEICO’s well-known auto plans, The General’s flexible coverage for non-standard drivers, or The Zebra’s broad marketplace comparison, you’ll see side-by-side pricing, coverage limits, and discount details in seconds—without any obligation to buy.
For a quick overview of popular bundled deals and how they’re structured by company and state, review our guide to the best home and auto bundle insurance quotes online .
Get Home Insurance Quotes
See custom homeowners insurance rates for your address and property type.
Get Auto Insurance Quotes
Compare auto insurance premiums instantly and see how bundle discounts change your price.
Why Bundle?
Bundling home and auto can unlock multi-policy discounts—often in the 10–15% range, and sometimes more for clean drivers. You also enjoy simpler billing, unified renewals, and one customer portal for all your policies instead of juggling multiple logins and due dates.
Top carriers reward loyalty: stack safe-driver credits, claims-free discounts, paperless billing rewards, and pay-in-full bonuses for maximum savings. If you like managing everything online, explore Esurance bundle quotes to see how a digital-first company structures home and auto packages.
Bundle vs. Separate Policies at a Glance
| Option | Pros | Considerations |
|---|---|---|
| Bundled home & auto | Multi-policy discounts, one bill, easier claims coordination after big storms. | Best if one carrier is competitive on both lines in your ZIP code. |
| Separate policies | Freedom to pick a different “best” insurer for home versus auto. | You give up bundle savings and have more accounts to manage. |
| Hybrid strategy | Start bundled, then re-shop one line (home or auto) if local pricing shifts. | Requires periodic reviews but can keep costs optimal over time. |
Streamlined Claims & Policy Management
Filing a claim online, tracking its progress, and viewing policy documents can all happen from your phone or desktop—no long phone calls or office visits needed. Many carriers now offer photo uploads, mobile estimates, and direct-deposit claim payments.
Need to adjust coverage after a remodel, roof replacement, or vehicle upgrade? Simply log in, tweak your limits and deductibles, and see how it affects your premium in real time. If you’re exploring tech-forward options, take a look at smart home and auto insurance bundle strategies to see how connected devices and telematics can boost your bundle savings.
24/7 Support & Security
Our partner insurers provide round-the-clock customer service for emergencies like accidents, storms, and burst pipes. Your personal data is protected by advanced encryption, secure authentication, and regular security updates to keep your account information safe.
If you prefer talking to a local agent, carriers such as State Farm and Farmers offer hybrid models: get quotes and manage your policy online, then lean on neighborhood representatives for more complex questions or claims support.
Combine & Save Even More
In addition to standard bundle discounts, consider usage-based programs like Progressive’s Snapshot or other telematics tools that reward low-mileage and safe driving. Some marketplace platforms, such as The Zebra, also send alerts when average rates in your ZIP code drop, making it easy to re-shop your bundle when timing is right.
If you’re retired or approaching retirement, it’s worth checking how bundles work for older homeowners. Our guide to the best homeowners insurance options for seniors explains which carriers tend to reward long ownership, claim-free histories, and safety upgrades that are common in established homes.
FAQ — Home & Auto Insurance Bundles
Bundling your home and auto policies isn’t just about getting a lower bill. Having both lines with one carrier can simplify claims after a major storm, unlock single-deductible options for certain losses, and give you a clearer picture of your total protection in one easy-to-manage dashboard.
What discount can I expect when bundling?
Most customers save roughly 10–15% on each policy when bundling home and auto with the same insurer, although savings vary by state, carrier, and your specific risk profile.
Can I mix different companies?
No—multi-policy discounts only apply when both policies are with the same carrier. You can still keep separate policies if a different company is dramatically cheaper on one line, but you’ll miss out on bundle savings.
Do I lose flexibility with a bundle?
Not at all. You can customize each policy’s coverage level, deductible, and endorsements independently while still enjoying bundle savings, as long as both policies stay with the same insurer.