Progressive Insurance Quotes

After running several scenarios myself, I was surprised to see my monthly auto premium drop by over $15 when I fine-tuned coverages with Progressive’s Name Your Price tool. Whether you’re shopping for the first time or switching carriers, Progressive makes it easy to customize auto and home policies, then enter your ZIP code below to reveal local rates and discounts.

Check Your Best Rate with Progressive

Use our free comparison tool to view Progressive quotes for both auto and home insurance. Adjust liability, collision, and comprehensive limits on the fly—and instantly see how each change affects your premium.

Auto Insurance Quote

Unlock driver discounts and usage-based savings in your area.

Homeowners Insurance

See tailored homeowners coverage options for fire, theft, storms, and more.

Coverage Options from Progressive

Progressive’s auto policies include liability, collision, and comprehensive coverage. You can also add practical extras like roadside assistance, rental reimbursement, and gap protection to match how you actually drive. If you commute daily or rely on one vehicle for everything, these add-ons can be the difference between a minor inconvenience and a major expense.

Homeowners policies can protect against common risks such as fire, theft, windstorm damage, and personal liability. You can customize the policy with endorsements for valuables (jewelry, collectibles, equipment), identity theft protection, and additional living expenses if your home becomes temporarily unlivable. If you work from home, it’s also smart to review how your policy treats home office items and any business-related gear so you’re not underinsured. For another option to compare, you can also explore Hartford homeowners insurance quotes.

Express Tip: Many homeowners don’t notice that policies often include “category limits” (sublimits) for valuables like jewelry, cash, or electronics. Scheduling a high-value item can raise that limit and may expand coverage for losses such as accidental damage or mysterious disappearance—often for a surprisingly small additional premium.

Progressive auto and home insurance quotes

Save by Bundling Home and Auto

Bundling your home and auto insurance with Progressive is one of the easiest ways to lower your overall insurance costs. Many policyholders see combined savings of up to 20%, while also benefiting from simpler policy management. Having one provider, one renewal date, and a single monthly bill reduces paperwork and makes claims coordination much easier.

Over time, bundled policies can unlock additional loyalty perks that go beyond the initial discount. These may include accident forgiveness, diminishing deductibles, or faster claim support when you need help the most. For a quick benchmark against another major carrier, you can also review State Farm rate and bundle comparison to see how long-term perks and policy options may differ.

Available Discounts and Perks

Progressive provides a wide range of discounts that can further reduce your premium. These include safe-driver rewards, early renewal savings, paperless billing credits, and special programs for first responders or military members. Small changes—like switching to automatic payments—can add up to noticeable savings over a year.

Drivers who enroll in the Snapshot® program may qualify for additional discounts based on real driving behavior rather than estimates. Students with good grades and homeowners with security or smart-home systems may also unlock extra reductions that aren’t always applied automatically.

Discount / Perk	Who it Helps Most	How to Qualify	Why It Matters
Home + Auto Bundle	Households with both policies	Keep home and auto with the same carrier	Can lower total premium and simplify billing/renewals
Safe Driver Rewards	Drivers with clean records	Avoid tickets/accidents; maintain consistent driving	Rewards low-risk behavior and can stabilize renewal increases
Snapshot® (Usage-Based)	Low-mileage & careful drivers	Enroll and drive normally while the program tracks habits	Prices can reflect actual driving patterns, not averages
Paperless / Auto-Pay	Anyone who wants “easy wins”	Enable paperless billing and automatic payments	Small credits that add up annually and reduce missed payments
Home Security Features	Homeowners with alarms/smart devices	Install monitored alarms, sensors, or protective devices	Reduces claim risk and may unlock additional homeowners savings
Early Renewal / Loyalty	Long-term customers	Renew on time; keep continuous coverage	Can improve pricing stability and add perks over time

Compare More Providers

To get a clearer view of the market, it’s smart to compare at least one alternative provider before you commit. Even if the coverage looks similar on paper, pricing can shift a lot based on your ZIP code, driving history, and the deductible you choose. A second quote often reveals which part of your policy is really driving the cost.

If you want a simple benchmark, check Safeway insurance quote options and compare the same coverage limits, deductibles, and add-ons side by side. When you keep the inputs identical, you get a cleaner comparison and can confidently adjust only the parts that matter most to your budget.

Extra Tip: When comparing online quotes, match the deductibles first (auto and home). Many “cheaper” offers look better only because the deductible is higher—once you align deductibles, the real price difference becomes much clearer.

Get Started Today

Enter your ZIP code above to generate personalized Progressive quotes in under a minute. Explore all available options without obligation or agent calls—just transparent pricing.

Whether you’re a new policyholder or switching carriers, Progressive’s online tools put you in control. Start now to find your best coverage at the best rate.

Progressive Quote FAQ

Is Progressive cheaper than GEICO?
Progressive often offers better rates for high-mileage and bundled policies, while GEICO may win with low-mileage drivers. Always compare both quotes to see which fits your profile.

What is the Name Your Price® tool?
This feature lets you input a monthly premium target and receive coverage options that match your budget, adjusting deductibles and limits accordingly.

How do I get a Progressive quote online?
Choose auto or home above, enter your ZIP code, and view live rates in seconds—no phone call or agent required.